ALV Unemployment insurance (obligatory)

If you are unemployed and receive a daily allowance from unemployment insurance you must be insured against the risks of disability and death by the Substitute Occupational Benefit Institution.


If you are unemployed and are already insured with another pension scheme, you can request exemption from the contribution obligation. Insured persons receiving daily allowances from unemployment insurance are automatically insured with the Substitute Occupational Benefit Institution for the risks of disability and death.


Stiftung Auffangeinrichtung BVG
Risikoversicherung für Arbeitslose (ALV)
8050 Zürich

Call service

Convenient and free of charge – we call you on the date and at the time requested to clarify the matter you wish to discuss.