Promotion of home ownership (WEF)


You would like to withdraw or pledge your vested benefits in order to purchase owner-occupied residential property (minimum amount CHF 20'000.00).

Next steps


We need a number of documents from you in order to make a payout for promotion of home ownership. The documents we need depend on the use of your capital. Please select the case that applies to you:

I would like to make an advance withdrawal.

In this case, please send us the following documents:

  • Signed and completed form Promotion of home ownership – advance withdrawal
  • Copy of your OASI (AHV/AVS) card

Please note:

  • The costs for an early withdrawal is CHF 300.00. This amount will be charged to your vesting account.

I would like to make an advance withdrawal for renovation.

In this case, please send us the following documents:

  • Signed and completed form Promotion of home ownership – advance withdrawal renovation
  • Copy of your OASI (AHV/AVS) card

Please note:

  • The costs for an early withdrawal is CHF 300.00. This amount will be charged to your vesting account.

I would like to pledge my vested benefits.

In this case, please send us the following documents:

  • Signed and completed form Promotion of home ownership – pledge
  • Copy of your OASI (AHV/AHS) card

Please note:

  • The cost of arranging a pledge is CHF 100. This amount will be charged to your vesting account.

I would like to make an advance withdrawal in order to purchase shares in housing cooperatives.

In this case, please send us the following documents:

  • Signed and completed form Promotion of home ownership – shares
  • Copy of your OASI (AHV/AVS) card

Please note:

  • The costs for an early withdrawal is CHF 300.00. This amount will be charged to your vesting account.

Important information


Please note the following before applying to invoke promotion of home ownership:

  • If you are currently insured with a benefits scheme via your employer, you must first transfer your vested benefits managed by us to this benefits scheme and apply to this scheme for advance withdrawal.
  • The advance withdrawal or pledge may be used for the purchase/mortgage repayment or construction of owner-occupied single-family dwellings or condominiums but not for the purchase of building land. The payout is made only to a mortgage/building account or to the vendor’s account.
  • The minimum amount for an advance withdrawal or pledge is CHF 20'000.00. There is no minimum amount for the acquisition of shares.
  • If you have reached the age of 50, you may withdraw your vested benefits as at age 50 or half of your current vested benefits as promotion of home ownership.

Please note in all cases:

  • We are obliged to report payments for the promotion of home ownership to the tax authorities under the regulations.
  • If you have your residence abroad, source tax will be deducted.

Links


Transfer to new pension fund

You are an employee and are insured with a benefits scheme. You therefore need to transfer your vested benefits to this benefits scheme.

Contact


Stiftung Auffangeinrichtung BVG
Vested benefits accounts
8050 Zurich