The occupational benefit schemes’ safety net – competence you can rely on
The Substitute Occupational Benefit Institution is one of a kind: the not-for-profit organisation works on behalf of the Swiss government and is the only pension fund in Switzerland to offer statutory occupational benefits that are available to all employers and individuals, providing services to over 1.3 million clients of vested benefits accounts. The private sector institution is supported by employee and employer organisations. The institution is a linchpin of the second pillar and guarantees the stability of the system.
The Substitute Occupational Benefit Institution is growing constantly and manages assets in excess of 18 billion Swiss francs. With offices in Zurich, Lausanne and Bellinzona, the institution employs over 200 people.