The Substitute Occupational Benefit Institution operates in a challenging regulatory context and a sensitive environment. The legal requirements on occupational pension institutions are continuously increasing. So are society's ethical demands. Our top priority is to protect the interests of our members and pensioners with regard to the occupational benefits plans, survivors’ and disability pensions. It goes without saying that we will respect and comply with all laws and regulations.

 We implement legal requirements using internal directives and guidelines. All of our employees are contractually obliged to comply with the provisions on integrity and loyalty, to observe data protection provisions and to make it a top priority to conduct business activities correctly.